Makes Modeling and Pricing Equipment Leases & Loans Simple


Price with Confidence

Peace of mind that modeling and pricing results are accurate when compared to internal tools.


Deliver Results

Meet each customer’s unique requirements by modeling transaction economics any way you wish.


Generate Industry Reports

Over 350 accounting and economic reports created for the equipment finance industry.


Make it Yours

Customize SuperTRUMP to meet your business needs and integrate with other software.

Profit from Powerful, Accurate Analysis

Accurately calculate economic and accounting data — yields, rents, payments, taxes, residuals — to maximize profit.

Quote deals in less than a minute and perform financial analysis and optimization with data that is consistent across the organization.

Use the “target” feature to lock down certain variables and solve for others giving maximum deal flexibility.

Create templates for each financial product to guide salespeople and avoid modeling mistakes.

SuperTRUMP is used to model and price equipment leases and loans across all asset classes, including transportation.
SuperTRUMP is used to model and price TRAC leases.

Price a Full Range of Transactions

Process any type of transaction — from straightforward loans to single investor leases, to rate card programs, to highly structured tax leases.

Account for a full range of fees, subsidies, book and tax depreciation methods, FASB ASC 842 and FASB 13 rules, and IRS classification tests while automatically loading cost of funds at the transaction and asset level.

Easily maximize tax benefits by defining proprietary yields, including ROE, ROA, IRR, MISF and spreads over indices.

“First American Equipment Finance has used SuperTRUMP for Salesforce since 2014. The Ivory team brings a level of unmatched expertise to the solutions that they deliver. The custom nature of the solution has allowed us to evolve our pricing tool as our product offering has expanded. SuperTRUMP for Salesforce allows us to intuitively configure complex cash flow scenarios, such as step and progress payments, to deliver comprehensive pricing solutions to our clients. The tool delivers efficiency, simplicity and minimizes risk of user error – reducing time to quote by over 50% as compared to alternative pricing methods that we have utilized. This has allowed our colleagues to spend more time and energy delivering exceptional customer experience.”

- Mike Wiedemer, Senior Vice President - National Sales Director, First American Equipment Finance

Learn More

Choose SuperTRUMP for Salesforce, SuperTRUMP Web, SuperTRUMP Desktop and/or one of the many server options.

Pricing is your competitive edge – don’t compromise. Ask us to create a custom version of SuperTRUMP by adding your unique pricing methodologies, yields, risk assessments and reports.

Model and Price Exactly How You Wish

Utilize your unique pricing practices – calculations, algorithms, yields and subsidiary programs – to model and price the most profitable leases and loans while factoring in risk levels and tolerance.

Realize Greater Profits

Leverage your proprietary yield calculations, unique reporting style and organizationspecific interface modifications to profit from powerful, accurate analysis.

Deliver a Higher Level of Customer Service

Tailor customerspecific financing solutions to drive an unmatched customer experience.

Become More Efficient

Streamline operational processes and facilitate IT management by customizing SuperTRUMP to integrate with your other software applications and data feeds and tables.

Learn More

Money Center, Regional and Community Banks

Leading global and local banks need sophisticated, centrally controlled modeling and pricing equipment finance solutions tailored to the banking environment, including capabilities for parent-company policies and regulations.

For over 35 years, Ivory Consulting has helped banks develop effective equipment lease and loan modeling and pricing practices to create the most profitable transactions possible.

We specialize in incorporating tax effects and risk associations into your transactions, including how such factors should be valued.

Independent Equipment Finance Companies

Many independent equipment finance companies incorporate vendor programs as a major component of their sales and marketing strategies. Maintaining and developing those vendor relationships is an important element in achieving yearoveryear sustainable growth.

Ivory Consulting has helped top Monitor 100 independent equipment finance companies develop vendor program best practices by streamlining business processes and sharing consistent pricing and performance metrics across the organization.

Captive Financial Institutions

Top captive financial institutions use automated, uptodate inventory systems and global taxation databases to maintain a competitive advantage. All of this information can be input into SuperTRUMP for accurate pricing, allowing a parent company to sell to its subsidiary and, in some cases, deferring gains and realizing a targeted profit margin.

Additionally, having manufacturing incentives in place allows the parent and the subsidiary to share the benefit of their cooperative efforts, which results in a successful deal to the lessee. Using SuperTRUMP to process an incentive pricing program gives your organization the tools to maximize its subsidy yield and place competitive marketplace bids.

Ivory Consulting works with leading captive finance companies to create sophisticated, centrally controlled modeling and pricing solutions tailored to your captive environment, including capabilities for parentcompany incentives and subsidies that generate the most profitable transactions possible on an aftertax basis.

Ivory Consulting works with international lessors and lenders across Europe, Asia, North America and Australia to implement sophisticated, centrally controlled equipment lease and loan modeling and pricing solutions tailored to local environments, including uptodate global tax regulations, accounting rules and Basel requirements (1).

SuperTRUMP is designed to model and price complex leases and loans for international banks, captives and independent financial institutions – whether based in the U.S. and operating through foreign subsidiaries or headquartered outside of the U.S.

U.S. Headquartered Equipment Lessors & Lenders Operating Globally Through Foreign Subsidiaries

For more than 35 years, Ivory Consulting has worked with American equipment lessors and lenders to implement pricing best practices for use in their foreign subsidiaries, ensuring international tax and regulatory compliance (1) while at the same time maintaining compliance with U.S. standards.

Consolidating foreignoriginated transactions headquartered in the U.S. is easy with SuperTRUMP. Using predetermined templates, foreign subsidiaries are able to structure equipment leases and loans compliant with both local and homeoffice standards.

In most cases, foreign subsidiaries pricing deals locally must follow Generally Accepted Accounting Principles (GAAP) standards, which are not recognized in all countries. SuperTRUMP enables a foreign subsidiary to price a deal internationally and then conform it to GAAP.

Equipment Lessors & Lenders Headquartered Outside of the U.S.

For equipment finance companies based outside of the United States, whether they do business in the U.S. or not, SuperTRUMP is compliant with many local tax laws and regulations.

Currently, equipment lessors and lenders based in countries other than the U.S. use SuperTRUMP configured for one or more local environments to model and price equipment leases and loans. SuperTRUMP includes over 40 depreciation methods and all applicable Basel I, II & III requirements (1).

SuperTRUMP can be configured to work in most international environments, and its flexibility allows it to easily integrate with globally used lease and loan accounting systems, maximizing internal efficiencies and streamlining workflow processes.

International Regulations

Regulatory Capital – Basel I, Basel II & Basel III Requirements

European equipment lessors must be compliant with Basel I, Basel II and Basel III Regulatory Capital requirements.

SuperTRUMP’s regulatory capital calculations are maintained with uptodate standards ensuring that all pricing calculations are compliant with all applicable Basel requirements.

Canadian Taxation

SuperTRUMP is compliant with Canadian depreciation and provincial tax laws. The software calculates equipment lease pricing using Canadian prescribed leases, then creates reports that calculate GST, PST, HST and QST on equipment finance loans.

Global Depreciation

SuperTRUMP includes over 40 depreciation methods used in more than 25 countries. Any depreciation method used in any country can be added – free of charge.

(1) Ivory Consulting Corporation does not offer tax advice. Please consult your tax professional for tax advice and counsel.

SuperTRUMP Features

.Web & SalesforceBasicStandardPremium
All Book and Tax Depreciation Methods
All Industry Standard Reports
FAS 13 & ASC 842 Accounting Standards
FASB Classification Tests
IRS Classification Tests
Lease Terms Greater Than 10 Years
Multiple Fee Amortization
Multiple Options on Termination/EBO
Pre-Tax/After-Tax Modeling and Pricing
Residual Guarantee Modeling Including TRAC or Split TRAC
Residual Value Insurance
Tax Modeling Options: AMT, Passive Loss and Tax Delays
Termination and Stipulated Loss Values
Collateral Curve Modeling
Lease vs. Purchase
Buy Analysis for Leases
Residual Upside
Risk Adjusted Return on Capital/Basel II/III
Section 467 Rent Structures (Prepaid/Deferred Balance)
Automated Rate Card Production
Leveraged Lease Optimization and Accounting
Linear Optimization
Loan Fractional Syndication